Tirmidhi Book 14, Hadith 1243

حَدَّثَنَا قُتَيْبَةُ، حَدَّثَنَا اللَّيْثُ، عَنْ ابْنِ شِهَابٍ، عَنْ مَالِكِ بْنِ أَوْسِ بْنِ الْحَدَثَانِ، أَنَّهُ قَالَ:‏‏‏‏ أَقْبَلْتُ أَقُولُ مَنْ يَصْطَرِفُ الدَّرَاهِمَ، ‏‏‏‏‏‏فَقَالَ طَلْحَةُ بْنُ عُبَيْدِ اللَّهِ وَهُوَ عِنْدَ عُمَرَ بْنِ الْخَطَّابِ:‏‏‏‏ أَرِنَا ذَهَبَكَ، ‏‏‏‏‏‏ثُمَّ ائْتِنَا إِذَا جَاءَ خَادِمُنَا نُعْطِكَ وَرِقَكَ، ‏‏‏‏‏‏فَقَالَ عُمَرُ:‏‏‏‏ كَلَّا وَاللَّهِ لَتُعْطِيَنَّهُ وَرِقَهُ، ‏‏‏‏‏‏أَوْ لَتَرُدَّنَّ إِلَيْهِ ذَهَبَهُ، ‏‏‏‏‏‏فَإِنَّ رَسُولَ اللَّهِ صَلَّى اللَّهُ عَلَيْهِ وَسَلَّمَ، ‏‏‏‏‏‏قَالَ:‏‏‏‏ الْوَرِقُ بِالذَّهَبِ رِبًا إِلَّا هَاءَ وَهَاءَ، ‏‏‏‏‏‏وَالْبُرُّ بِالْبُرِّ رِبًا إِلَّا هَاءَ وَهَاءَ، ‏‏‏‏‏‏وَالشَّعِيرُ بِالشَّعِيرِ رِبًا إِلَّا هَاءَ وَهَاءَ، ‏‏‏‏‏‏وَالتَّمْرُ بِالتَّمْرِ رِبًا إِلَّا هَاءَ وَهَاءَ . قَالَ أَبُو عِيسَى:‏‏‏‏ هَذَا حَدِيثٌ حَسَنٌ صَحِيحٌ، ‏‏‏‏‏‏وَالْعَمَلُ عَلَى هَذَا عِنْدَ أَهْلِ الْعِلْمِ، ‏‏‏‏‏‏وَمَعْنَى قَوْلِهِ:‏‏‏‏ إِلَّا هَاءَ وَهَاءَ يَقُولُ يَدًا بِيَدٍ.

Narrated Ibn Shihab: From Malik bin Aws bin Hadathan that he said: I once said: 'Who can change some Dirham?' So Talhah bin 'Ubaidullah - and he was with 'Umar bin Al-Khattab - said: Leave your gold with us, then return to us when our servant comes and we will give you your silver. 'Umar bin Al-Khattab said: No! By Allah! Either give him his silver or return his gold to him. Indeed the Messenger of Allah (ﷺ) said: 'Silver for gold is Riba, except for hand to hand; and wheat for wheat is Riba except for hand to hand; and barley for barley is Riba except hand to hand; and dried-dates for dried-dates is Riba except for hand to hand.' [Abu 'Eisa said:] This Hadith is Hasan Sahih. This is acted upon according to the people of knowledge. And the meaning of Ha' Wa Ha' is hand to hand.